If you are worried about money and have become depressed, angry and insular this Valentine's Day might be the perfect time to admit you have a problem and become a bit more open.

Cheshire Building Society is advising couples to talk openly about their finances this Valentine's and not let money worries damage their relationships.

Relate, the relationship counselling service, recently reported an almost 60% rise in the number of couples seeking counselling in October and November 2008, compared to the same time in 2007. Growing fears of redundancy and financial insecurity have been blamed for the increase.

The best way to solve a problem is to share a problem, and that might be best done with a loved one to begin with. Money worries might seem like they are the end of the world, but they very rarely are and usually have a sensible, manageable solution.

So don't let financial difficulties ruin your life, get some advice, get talk and begin coming up with some real solutions. A financial adviser will help you by coming up with some options, some financial products and some plans as a way to fix the problem. This might be a remortgage, maybe a secure loan or even a debt management plan.

SOURCE: Cheshire, 13/02/09

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